Once active, annual policies that are billed monthly come with a 31-day grace period. That means that you have 31 days from the premium due date to submit your payment before the policy is automatically canceled.

To activate monthly billing, you are required to pay two months of premium for your policy up-front. This helps us make sure we’re not giving protection away for free, while also providing you flexibility when it comes to covering your premium payments. When the end of your policy comes around, the second payment will automatically be used to cover your premium for the last month.